BuyerZone users' credit card processing requirements

We ask users of our quote request service to describe their credit card processing purchasing requirements in detail so the vendors we match them to can provide customised information in response. Now we're sharing these responses with you.

We hope these comments help you get a sense of what types of credit card processing other users are choosing and what considerations are important to the average buyer. Take a look and you'll likley find some responses that are relevant to your business.

BuyerZone user comments: credit card processing purchasing requirements

"Tearooms serving lunches afternoon teas etc.also on line hamper business"
-- Partner/Principal, Restaurant, Minehead, Somerset

"Introduction agency, would be particularly interested in a Virtual terminal to be used online. Do not need ecommerce facilities as no sales are done over the interent. "
-- CEO/President/Owner, Other Business Services, Reading, Berkshire

"Need cheapest rental and transaction fees for debit & credit card payments taken over the phone, internet and in store. Currently using Streamline at £14.95 pcm rental plus transaction charges."
-- CEO/President/Owner, Retail, Southampton, Hampshire

"I currently sell childrens dancewear and would like to offer mycustomers the opportunity to pay by card aswell as cash"
-- Partner/Principal, Retail, Coatbridge, North Lanarkshire

"Dry cleaners offering suedes and leathers,wedding dress service,shoe repairs,duvets and laundry"
-- General Manager, Retail, Croydon, Surrey

"Wholesale and cash and carry plant nursery and landscape materials.selling mainly to the trade but some retail."
-- CEO/President/Owner, Wholesale, Solihull, West Midlands

"Beauty salon not much retail, mainly treatments.just accept cash or cheque"
-- Partner/Principal, Retail, Ashford, Kent

"WE rent villas in Florida and have a UK consultancy business completely diverse from villa rental - it would be an advantage to use a common virtual terminal for both ie. be able to direct into 1 of two bank accounts"
-- CEO/President/Owner, Travel/Hospitality, Suton, Norfolk

"Hi I would like to obtain a merchant account. I run a medium size business I saleRugsMy product range isTraditional Rugs, Shaggy Rugs, Runners, Modern Rugs, Circular Rugs, Designer Rugs,Handmade Rugs and Kids/Children\'s RugsI would like a direct merchant account not a 3rd party account "
-- CEO/President/Owner, Other Business Services, Lewisham, London, Uk

"We sell fine chemicals and other reagents. All labelled not for human consumption and legal."
-- Buyer, Other Business Services, Dundee, Scotland

"We are a small hotel and bar we also want pre authorisations "
-- General Manager, Travel/Hospitality, C, South Glamorgan

"Self employed electrician. no facility to process cards at present."
-- Buyer, Construction/General Contracting, Malvern, Worcestershire

"I install vehicle accessories as a mobile technician. Need to be able to accept credit card payments rathe than asking for cash as i wont accept cheques"
-- Buyer, Other Business Services, Timperley, Cheshire

"Car parts and accessories. We do not want the gateway to debit the card at time of order, as we sometimes need to adjust the amount to cover shipping costs."
-- CEO/President/Owner, Retail, Caernarfon, Gwynedd

"We provide Home information packs and energy performance certificated for properties."
-- CEO/President/Owner, Real Estate, Ealing, London

"We supply garden plants to landscapers, other nurseries and members of the public. We intend to sell our product online in the near future"
-- Partner/Principal, Other Business Services, Carmarthen, Carmarthenshire

"Amall community shop selling a range of products from food tgo newspapers, coal. We also have a small cafe. We do not currently have any credit card facilities"
-- CFO, Retail, Isle Of Lewis, Western Isles

"A subscription based, web application software as service for clinicians (practice management solution)."
-- Dentist/Physician, Health Care, Arundel, United Kingdom

"Takeaway foood There is ni facility for card payments at present.It is something I would be interested in"
-- CEO/President/Owner, Retail, Widnes, Cheshire

"Travel agency.we currently use a system called dolphin as our gds and we also have paypal"
-- CEO/President/Owner, Travel/Hospitality, Chingford, London

"Direct sell Home Hydrolyzer to make hydrogen rich water for better health"
-- Consultant, Health Care, Ticehurst, East Sussex

"Caravan/camping park open 9 months per year requiring 3 terminals for 9 months but only 1 terminal for other 3 months whilst park closed, we take telephone bookings and use the terminals at the reception desk and now require one in the restaurant"
-- Accounting/Finance, Other Business Services, Penrith, Cumbria

"We arrange business finance for customers throughout the UK and charge fees for our service.Our previous company General Finance Centre went into receivership in November 2008"
-- Partner/Principal, Financial Services, Poole, Dorset

"WE are a world wide travel agents.We have have been in the market for 7 years now.We do have a merchants services at the moment,but the card procesing services,is to long.We would like marchants services, to exept all debit and credit cards with a faster procesing service.RegardsJimmy "
-- Office Manager, Travel/Hospitality, London, England

"E-commerce business.currently no processing methods with the exception of PayPal.Require merchant account to take credit card payments over the phone."
-- Partner/Principal, Retail, London, London

"Currently using virtual terminal and web site processung using Commidea and Streamline. Looking for new system and marchant facilities."
-- CIO, Media/Entertainment/Publishing, Skipton, North Yorkshire

"We sell office furniture and carry out total office refurbishments. We currently have no facilities for accepting credit cards."
-- CEO/President/Owner, Other Business Services, Southend On Sea, Essex

"I would like to take credit cards over the phone and internet"
-- Consultant, Information Services, Sale, Cheshire

"Audio Visual Equipment Hire & Installation with the majority of credit card payments being made over the phone "
-- General Manager, Other Business Services, London, Uk

"Auto network ltd is a advertising company for motor vehicles customers place ther adverts for the motor vehicles to be sold we advertise on affliated motoring websites"
-- CEO/President/Owner, Advertising/Marketing/PR, Edmonton, London

"I need a credit card processing "mobile" on "batteries", with mobile printer."
-- Buyer, Media/Entertainment/Publishing, St Albans, Herts

"We require 2 fixed terminals, for 2 separate companies but using the same phone line.One for ticket sales (visitor attraction) and one for our gift shop"
-- Accounting/Finance, Other Business Services, Bo'Ness, West Lothian

"We already have a terminal and merchant acount with barclays bank but they now want to chang our turn around from three days to thirty days which will probably close our buissness down we take about 20,000 pm on card payments"
-- General Manager, Restaurant, Beverley, Yorkshire

"Restaurant takeaway. also need to be able to take phone payments"
-- General Manager, Restaurant, Rugby, Warwickshire

"We are taking over a restaurant so food bills with a space for gratuities required."
-- General Manager, Restaurant, Helston, Cornwall

"Mainly for use at point of sale in the Cafe but there may be the occational use for deposits for the residential side of the business."
-- CFO, Non-Profit, Burnley, Lancashire

"I am a Dog Trainer who also sells dog food and training sundries. I would like to accept payments in person, by phone and on the internet"
-- CEO/President/Owner, Other Business Services, Ilkeston, Derbyshire

"Supply & maintain fire alarm systems, fire extinguishers, provide fire training and risk assessments. Recently acquired another company that offered card payments facility to customers, so want to look into continuing and extending this service. We raise aprox 1500 invoices per month, average amount £250 per invoice. Cards would be dealt with over the telephone."
-- Accounting/Finance, Equipment Sales & Service, Chandlers Ford, Hampshire

"I am a small village retail butchers shop, I do not at present accept card payment but am looking for a competitive package."
-- Buyer, Retail, Huddersfield, West Yorkshire

"Our products will be GIFT CHEQUES value of £500, £750, £1000."
-- Accounting/Finance, Financial Services, Northampton, Northamptonshire

"We are a medium sized pub in a local village and 500yds from a main road"
-- Partner/Principal, Restaurant, Swanton Abbott, Norfolk

"Jewlry, women & mens clothings, computer consumables, wedding & fashion dresses"
-- CEO/President/Owner, Restaurant, Barking, Essex

"We are door showroom & spray finishes based in Huddersfield. We have quite a lot of customers wishing to pay be credit card but not wanting to pay our current charges."
-- Sales/Business Development, Retail, Huddersfield, West Yorkshire

"We are a electronics retailer selling lcd tv's plasma panaels"
-- CEO/President/Owner, Retail, Bradford, West Yorkshire

"Cafe and Outside catering business Currently only accept cash and chequesonly one telephone line currently"
-- CEO/President/Owner, Restaurant, Wirral, Cheshire

"Falconry experiences and falconry and gun dog related retail items"
-- Buyer, Retail, Biggar, South Lanarkshire

"Plumbing and drainage specialist. A mobile terminal will be required so that our engineers can take payment whilst out with customers"
-- Buyer, Construction/General Contracting, Sittingbourne, Kent

"I'm a driving instructor so I'd like to start taking payments by Card in my car.I would only be expecting turnover in the region of £19,000 a year - with possibly about 60 to 75% on card.Can you help?"
-- CEO/President/Owner, Other Business Services, Cardiff, South Glamorgan

"Because we take deposits, we have a fairly high proportion of refund transactions."
-- CEO/President/Owner, Transportation/Logistics, Ashford, Kent

"Personal Introduction Agency for professional ladies and gents. The payment is for either 1 or 2 year membership. Additionally for singles social events.All done over the phone so virtual terminal facility is ideal."
-- CEO/President/Owner, Other Business Services, Driffield, York, East Yorkshire

"Hi we are a limited company trading 3 years but really starting to move forward from this year. We are specialist on the Cote d'Azur for corportate and holiday accommodation. Our turnover last year was appx 93,000 but we should exceed that figure this year. We want the most competative rates. can you provide prices and further information?"
-- Accounting/Finance, Travel/Hospitality, Cheshire, England

"Music instrument and accessories shop. 2 wweks in business. Ltd company. only GBP."
-- Partner/Principal, Retail, Caldicot, Monmouthshire

"My product will be 99 GBP and i sell self help guilds to help reclaim all your bank charges and how a free help lines to help the customer step by step though there claim"
-- Consultant, Consulting, Blackpool, Lancashire

"My business is a new start up. I would start by taking on GB £ initially and perhaps 6 -9 months later open up to other currencies. My business would be selling art materials to the general public"
-- Partner/Principal, Retail, Warwick, Warks

"In business 4 years. Property consultancy, sourcing, sales. Launching new product cost £300 would like to sell product on the phone and online"
-- CEO/President/Owner, Consulting, Brighton, East Sussex

"We are a small bed and breakfast in norwich city centre .Sole trader . We take bookings from all over the world . Esstablished 10 years"
-- Partner/Principal, Travel/Hospitality, Norwich, Norwich

"Small business, been going for 5 years, machine needs to be portable as site work completed."
-- CEO/President/Owner, Construction/General Contracting, Great Bridgeford, Staffordshire

"In business 7 yearssell grocery, wines and spirits etconly gbp onlyltd company"
-- CEO/President/Owner, Retail, Willenhall, West Midlands

"I am a sole trader and self employed. I work within a medical clinic and due to being self employed, cannot use their terminal. my work although partially on behalf of the NHS is involved with hair extension and replacement products. These can often cost several hundred pounds."
-- Consultant, Other Business Services, Cheltenham, Gloucestershire

"Mobile diagnostic BMW/MINI Specialist.started in november 2007 now paing without taking credit cards is becoming a pain.still a sole trader.£ only"
-- Buyer, Other Business Services, Marsden, Westyorkshire

"Bed and Breakfast.1997Foreighn currencySole TraderI need a machine that will allow me to input the customers details before dialing out. I only have one phone line."
-- Partner/Principal, Travel/Hospitality, Wimborne, Dorset

"Distributor of parts for catering equipment.in business 21 years,just uk pounds"
-- Buyer, Wholesale, Newcastle Upon Tyne, Tyne And Wear

"Trading 8 years. With Natwest Streamline through Cardsave, want to change and looking to sell online. "
-- CEO/President/Owner, Retail, High Wycombe, Buckinghamshire

"I am starting an oven cleaning business as a sole proprietor."
-- CFO, Other Business Services, Doncaster, S Yorks

"I am a sole trader and will sell wellies and rainwear at different shows around the country. I have recently set up so I need to keep costs down"
-- CEO/President/Owner, Retail, Milverton, Somerset

"Sole ProprietorNew business - trading 2 monthsMotorcycle training to testGBP only"
-- General Manager, Other Business Services, Cannock, Staffs

"I am thinking about accepting credit card transactions, and want to know what costs are involved for a portable machine and what your transaction rates are, how quickly you credit the payment extra.I run a small family business in partnership with my son which has been established for 20 years, supplying and fitting garage doors and electric operators, average sale would be £600. stirling only"
-- Engineer/Programmer, Construction/General Contracting, Hayling Island, Hampshire

"Woodworking machines sold, tooling and spares for these, and engineers services for machinery. Business began trading 24th October 2008."
-- Accounting/Finance, Equipment Sales & Service, Bardon, Leicestershire

"Company is a new business partnership. Curtain making and soft furnishings"
-- Buyer, Retail, Yateley, Hants

"Calims management services. Except only GBP. The company started in Feb 09"
-- CEO/President/Owner, Other Business Services, Cheshire, Cheshire

"Flooring products, in business since 1981, only GBP, Limited company"
-- Accounting/Finance, Manufacturing, London, Uk

"I will be taking payments for service and repair work carried out on caravans and motorhomes to local customers. My company will be a limeted company."
-- CEO/President/Owner, Other Business Services, Waterlooville, Hampshire